Open a corporate bank account in Hong Kong, China or Singapore – even with a difficult passport.
Most providers register your company and hand you a list of banks at the door. We work the bank side too – before you apply, we map your profile to the right account type and get the onboarding desk to read it. If that bank doesn’t open, we already know which one will.
Why banking is the hardest part
Most rejections happen before the first form is signed
Banks reject founders before the underwriter ever looks at the file. The decision happens earlier, when the compliance system reads the profile – and the profile is doing more talking than the founder. Most corporate service providers don’t help on that side – they register the company and walk away. Here is how we work:
We fix red flags before the bank sees them
Many rejections come down to how the file reads, not who the founder is. The wrong business description or an ownership structure that looks opaque – by the time the bank’s compliance team is annoyed, the file is dead. We sit with you first to work out how the bank should hear your story, then rewrite the file the way they need to read it before they ever see it.
We present you first
Before you submit anything, we introduce your profile to the bank’s onboarding desk and get a preliminary read. If the bank won’t take you, we know before you spend the application fee – and we move you to the next option.
We stay on after the account opens
An open account is not a finished job. Many freezes happen later, when the management runs the account in a way that triggers a compliance review without realising it. We stay in touch and advise on complex payments and other questions whenever they come up, so the account stays open because you know how to use it.
Hong Kong Banking Compliance – What Banks Actually Check (2026)
Roman walks through what Hong Kong banks look at during compliance review – the file signals that determine acceptance before the underwriter ever opens the case.
Watch on YouTube →Choose your jurisdiction
Where do you want to bank?
Each jurisdiction works by its own rules. Acceptance depends on the bank’s appetite for your passport and business profile, and the right account type depends on what you need to do with the money.
Hong Kong banking
Five account categories – fintech, traditional bank, PSP, crypto, and non-resident. Most options open remotely. Widest set of choices for founders from difficult countries.
See Hong Kong banking →China banking
Corporate account for your WFOE, SAFE-registered for cross-border movement. In-person visit required. Acceptance depends on your passport, business model, the city your WFOE is registered in, and whether you have a real office.
See China banking →Singapore banking
DBS, OCBC, UOB, and licensed fintech alternatives. Strong infrastructure for international business – but acceptance is harder than the infrastructure suggests. Banks here want to see real substance in your operation.
See Singapore banking →Tell us your situation. We’ll tell you what’s possible.
30 minutes on a call. We map your situation against the accounts we have opened in the last year for founders like you.
Book a free 30-minute call