Open a corporate bank account in Hong Kong, China or Singapore – even with a difficult passport.
Most providers register your company and give you a list of banks. We do the bank work too: before you apply, we work out which account type fits your profile and prepare the file the way the bank’s account-opening team reads it. If the first bank says no, we know which one to try next.
Why banking is the hardest part
Many rejections are decided before the full file is read
The bank’s compliance check starts with the profile, and an application can end there. Here is how we work:
We fix the file before the bank sees it
A wrong business description, or an ownership structure the bank cannot follow, is enough for the compliance team to stop the application. We go through the business with you, then prepare the file so that it describes the company clearly and in the form the bank expects.
We present you first
Before you submit anything, we show your profile to the bank’s account-opening team and get a first answer. If the bank won’t take you, we often know before you spend the application fee – and we move you to the next option.
We stay on after the account opens
Many freezes come later, when the company’s managers make payments that trigger a compliance review and do not know it. We stay in touch and advise on complex payments and other questions whenever they come up, so you run the account without setting off an avoidable review.
If a bank has already said no, that case has its own page – what to do after a rejection.
Hong Kong Banking Compliance – What Banks Check Before They Approve You (2026)
Roman explains what Hong Kong banks check in a compliance review, and which details in the file decide acceptance before the bank opens a case.
Watch on YouTube →Choose your jurisdiction
Where do you want to bank?
The rules differ by jurisdiction. Whether a bank accepts you depends on how it reads your passport and business profile; the right account type depends on what you need to do with the money.
Hong Kong banking
Account categories – fintech, traditional bank, PSP, crypto, and non-resident. Most options open remotely. Widest set of choices for founders from difficult countries.
See Hong Kong banking →China banking
Corporate account for your WFOE, registered with the forex authority (SAFE) for cross-border payments. In-person visit required. Acceptance depends on your passport, business model, the city your WFOE is registered in, and whether you have a real office.
See China banking →Singapore banking
DBS, OCBC, UOB, and licensed fintech alternatives. Strong infrastructure for international business, but getting accepted is hard: banks here want to see real substance in your operation.
See Singapore banking →Tell us your situation and find out what’s possible.
We compare it with the accounts we have opened in the last year for founders like you.
Book a free 30-minute call