Open a company and bank account in Hong Kong, China or Singapore – even with a difficult passport.
We help entrepreneurs from high-barrier countries start and run businesses in Asia. Not just paperwork – the whole process: registration, banking, compliance, and solving the problems that come after.
How we help
Three core services, end to end
Each delivered in-house across Hong Kong, China and Singapore.
Company formation in HK, China and Singapore
Pick the right jurisdiction and register the entity – every document filed correctly. HK in 4 business days. WFOE in 15. Singapore in 7–10. We handle each step in-house.
See formation →Corporate banking that opens
50+ banks and fintechs mapped across all three jurisdictions. We pick by your passport and business profile – and we always have backups when the first bank says no.
See banking →Compliance, accounting and tax
Year 1 maintenance is included with every formation. From year 2: bookkeeping, audit, tax filings, secretary work, payroll, and offshore exemption when revenue triggers it. We don't hand you off to a junior accountant.
See compliance →Why USG
How we are different
Most providers hand you a certificate and leave the banking to you. We stay until the business works.
Roman Verzin · Founder
USG was built out of necessity by partners who run their own businesses across China, Hong Kong, Singapore, Central and South-East Asia.
After 2022, every bank I went to said no – not because our business was problematic, but because of where I'm from. Every corporate service provider told us the same thing: "Opening an account for someone like you is impossible. Figure it out yourself."
We found that almost all providers serve clients who need standard setup – Western passports, straightforward corporate histories. Real business is rarely that simple, and our clients have none of that. That's exactly why we exist.
We solved our own problems first. Now we help founders facing the same barriers.
Read Roman's story →
The Process
What happens after you book
Here's exactly what to expect.
Book a free call
30 minutes with Roman and the USG team. Tell us about your business and where you're from.
Get your setup plan
We map out the right jurisdiction, structure, banking, best practice – with clear scope and transparent pricing.
We handle everything
Documents, filings, bank applications, compliance instructions. You sign – we take care of the rest.
Start operating
Company registered, bank accounts open. We stay on for ongoing compliance, and we step in when new projects or problems come up.
Real cases
Recent cases
LatAm trader: from three refusals to two open accounts
European-passport founders in LatAm-connected minerals trade. Their Hong Kong account was closed and three later bank applications were refused. We consolidated ownership, moved the registered address to a clean provider and rebuilt the application from scratch – two banks moved them to onboarding.
Read →Electronics importer: a Hong Kong trade layer above Chinese suppliers
An importer needed a Hong Kong entity above their Chinese suppliers; the real obstacle was the payment geography rather than the company. Hong Kong company in five days, multi-currency banking via a UK-backed fintech plus a Chinese cross-border account – rails that pass audits and compliance reviews.
Read →A Central Asian industrial group's China expansion
A state-linked industrial group expanded into China for direct equipment procurement, replacing a distributor channel that carried several intermediary margins. A roughly three-year engagement covering the subsidiary, multi-account banking, audit, treasury and government touchpoints. Landed cost cut by about 18% – several million USD a year in savings.
Read →Trading company: operating balance frozen on a payment platform
A payment platform froze a trading company's full working balance with no real explanation – the trigger was a connected customer, not anything the company had done. We rebuilt the source-of-funds history and filed with the UK Financial Ombudsman; the money came back in full the day after the complaint landed.
Read →Beauty distributor: relocating into China to keep European buyers
A distributor sourcing in Guangdong was losing European buyers wary of his home jurisdiction and bleeding margin to payment intermediaries. We opened a WFOE where his supply chain already sat; the buyer relationships held, and the company repaid its setup cost on VAT refunds alone in year two.
Read →A contractor filed the company at a loss instead of offshore
A prior China-based contractor had booked the Hong Kong company at a loss instead of claiming the offshore exemption it qualified for. We moved the company onto our own infrastructure and, the next year, filed a proper offshore-exemption claim built on real substance.
Read →Book a free call
Free 30-minute call. You explain what you need – we tell you what's realistic and what it costs.
Book a free 30-min call →